Sunday, September 05, 2010

Home Equity - Latest Constitutional Amendments
11/26/2007

Mortgage Fraud
06/21/2007

Proposed Changes to Home Equity Lending in Texas
06/12/2007

Changes to Confidentiality Notice
03/29/2007

New Home Equity Court Ruling
10/12/2005

Survey of State Laws of Texas Pertaining to Residential Construction
09/28/2005

Home Equity Line of Credit and New Cure Provisions for Home Equity Lending
04/15/2004

Texas Constitution - Home Equity Loans
09/27/2003

Wage Liens Filed by the Texas Workforce Commission
07/03/2002

Borrower Termination of the Builder on a Residential Construction Loan
04/05/2002

Construction Retainage
03/02/2002

Origination Fees on Home Equity Loans
02/26/2002

Bridge Loans on Homestead
12/10/2001

Successful Construction Workout
11/05/2001

Contracting to Sell OREO Real Estate
10/05/2001

Residential Legal Descriptions
09/10/2001

7 TAC § 5.1  Home Disclosure Rule
09/01/2001

Landlord's Lien Subordination
08/03/2001

Clear Lot Inspections
08/03/2001

UCC Article 9 Law Changes
06/08/2001

Interim Construction Title Binder vs. Mortgagee Title Policy
05/03/2001

One Day Notice on Consumer Construction Loans
02/01/2001

Conveyance of Consumer's Lot to Builder
01/10/2001

Revised UCC Article 9
06/01/2000

Recent Legislation Affecting Residential Construction Loans to Consumers
09/01/1999

Disclosure Statement Required for Residential Construction Contract
09/01/1999

Mortgage Broker License Act
09/01/1999

Unique Aspects of Texas Property Law
01/01/1999

Texas Homestead
02/18/1998

RESPA Revisions
01/27/1998

No Cash-Out Refinances
01/15/1998

Home Improvement Loans
12/30/1997

Durable Powers of Attorney - Changes in the law
11/12/1997

Surveys
10/21/1997

Overview of Changes to Mechanics Lien Laws in Texas
07/14/1997

A Practical Analysis of the Home Equity Legislation
07/14/1997

Clear Lot Inspections
04/25/1997

 
 
   
 

The memoranda included herein are for informational purposes only, and are not intended as legal advice. Although the memoranda have been prepared by attorneys with this firm, they are not intended to constitute legal advice or legal opinions which may be relied upon. You should seek legal advice from your own attorney. No attorney-client relationship is intended with the dissemination of this information. The firm requires a written fee agreement to be executed prior to its acceptance of client representation or performance of legal services.

Changes to Confidentiality Notice
03/29/2007

Revision to Texas law requiring a Confidentiality Notice to be placed on all instruments transferring an interest in real property, effected as of March 28, 2007.

HB 2061. Section 11.008 of the Texas Property Code relates to the confidentiality of and access to certain personal information contained in instruments recorded with a county clerk. On March 28, 2007, Governor Perry signed HB 2061 and it immediately took effect. The bill amends Section 11.008 of the Texas Property Code by (i) changing the confidentiality notice required on instruments transferring an interest in real property, and (ii) removing language added in 2005 clarifying that the confidentiality notice is only required if the instruments contain a social security number or driver's license number. The amended notice, which must appear on the top of the first page of the instrument in 12-point boldfaced type or 12-point uppercase letters, reads as follows:

NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER.


 
 
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